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Unsecured Loans.
Unsecured business loans have become popular as they don’t require assets as collateral, offering flexibility for various business needs—whether launching, expanding, or managing cash flow. Lenders consider your financial history and credit rating to determine loan terms and rates. Even if recent market volatility has affected your credit, alternative options may still be available to support your business.
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How It Works?
TERM FINANCE
0 - 72 months
Term finance, or traditional business finance, features a fixed interest rate over an agreement period of up to 72 months. Some lenders may offer early settlement without additional fees. However, given current market conditions, only a few lenders still provide such long-term options. Most now prefer shorter-term solutions, like Flexi-Loans or credit lines, to manage risk.
FLEXI-LOAN
0 - 36 months
This solution offers quick, flexible, and cost-effective funding for up to 36 months, making it ideal for various needs. Flexi-Loans have proven effective for fueling business growth, providing swift cash for expansions or hiring. Additionally, you can repay early with no extra fees, and interest is capped once the loan is settled.
CREDIT LINE
0 - 12 months
A credit line can give your business a quick and convenient cash boost, whether for inventory, overcoming tough periods, or making strategic investments. It’s also a great way to build and showcase your creditworthiness. Much like personal credit, lenders appreciate a history of responsible repayments on previous facilities, which can open doors to future loans with longer terms and better interest rates.
MCA
0 - 12 months
The borrowing amount available through a merchant cash advance depends on the lender and the business's sales volume. Generally, businesses can access funding between £1,000 and £1 million. The exact amount is determined based on the business’s average monthly card sales revenue, with many lenders offering advances of one to two times this figure. This allows businesses to quickly secure substantial capital, which can be used for growth, cash flow management, or unexpected expenses.
CREDIT CARD
0 - 12 months
A business credit card is issued specifically for a company rather than an individual, providing a revolving line of credit with a set limit. It’s an ideal solution for quick access to extra funds for short-term needs or to boost purchasing power. Business credit cards often come with added perks, such as rewards, employee card options, and easy integration with accounting software, benefiting both you and your business.
INVOICE FINANCE
Selective
Invoice financing enables businesses to borrow against unpaid invoices, allowing them to access up to 90% of their value upfront. This provides immediate cash flow without waiting for customer payments. Our finance specialists assess your debtor book and link you with reliable lenders. The streamlined process typically ensures funds are advanced on the same day. Repayment coincides with invoice payments, offering a hassle-free solution for maintaining liquidity and operational efficiency.
The Process.
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Submit your application
An experienced finance specialist from our team will connect with you promptly to review your options and gather the necessary documents to process your application.
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Formal Offer
We provide fast, reliable quotes and a streamlined, hassle-free process. Once approved, you’ll receive electronic contracts for quick and convenient signing.
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Deal Funded
Typically disbursed on the same day. Some funding options, however, may take longer, and your broker will provide a clear timeline to keep you informed.